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UNLOCK YOUR FINANCIAL FREEDOM WITH DEBT REVIEW

Struggling with debt?

Take the first step towards financial freedom by filling out the form below to kickstart your debt-free journey.

    Drowning in debt?

    You're not alone. Lots of South Africans are battling to meet their financial commitments. If your monthly repayments on your house, car, credit cards and accounts have risen so high you're facing blacklisting, one option is to go into debt counselling or debt review. The debt review process was introduced in 2007 with the National Credit Act (NCA). The benefit is that, while you're getting debt counselling and in the process of paying off your debts, legal action can't be taken against you. Bear in mind that you can only take advantage of this process if you have a regular income to develop a reasonable repayment plan.

    Regain your peace of mind
    DISCOVER THE BENEFITS OF DEBT REVIEW

    Prevent debt collectors from seizing your assets.

    Ease the repayment of your debts.

    Feel relief in the first month or less

    Stop credit providers from calling you

    Keep or get back to living a normal life

    how it works
    Discover Our Expert Review Process

    National Credit Regulator

    By choosing our company SA CREDIT ASSESSORS for peace of mind check our registration on www.ncr.org.za, the website of the National Credit Regulator.

    Your Details

    Give your payslip, your ID document and all your monthly repayments to the SA CREDIT ASSESSORS. You'll also need to provide a monthly budget of other expense, such as food and petrol.

    Are you over-indebted

    SA CREDIT ASSESSORS will work out if you are over-indebted (if your payments are simply unaffordable on your current income).

    Reduce Monthly Payments

    SA CREDIT ASSESSORS will crunch the numbers with you and work out how much you need to live on and what is available to repay debts.

    Frequently asked questions
    Answers below

    Yes, debt review can be beneficial if you have multiple types of debt. Whether you’re dealing with credit card debt, personal loans, or other financial obligations, a comprehensive debt review process can help you better manage and consolidate your debts into a single, more manageable repayment plan. By assessing your overall financial situation and creating a tailored strategy, debt review can assist you in regaining control of your finances and working towards becoming debt-free.
    Generally, while you are under debt review, it’s not advisable to apply for new credit. Debt review involves restructuring your existing debts and creating a manageable repayment plan, and taking on new credit could complicate this process. Additionally, most credit providers may be hesitant to extend new credit to individuals who are under debt review. It’s essential to focus on repaying your existing debts and improving your financial situation before considering new credit applications.
    The duration of the debt review process can vary depending on various factors, such as the complexity of your financial situation, the cooperation of creditors, and the efficiency of the debt review company. In general, the process typically takes between several weeks to a few months to complete. During this time, the debt review company will assess your finances, negotiate with creditors, and develop a suitable repayment plan. It’s important to stay patient and committed to the process, as successfully completing debt review can lead to long-term financial stability and debt relief.
    While both debt review and debt consolidation aim to help individuals manage their debts more effectively, they operate differently and may be suitable for different financial situations. It’s essential to carefully consider your options and seek professional advice to determine the best approach for your specific circumstances.
    It’s crucial to stick to the agreed-upon repayment plan. Missing payments could lead to legal actions by creditors and possibly removal from the debt review process.

    CONTACT A DEBT EXPERT TODAY!

    Give us a call or send us an email and we will get back to you as soon as possible!
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